Consolidating student loans wells fargo


Private Student Loans As a general rule, don’t consider getting a private student loan until you’ve maximized your federal student loan options.

Federal Student Loans The federal government has a robust set of loans that can help students make college more affordable.

Federal loans generally have lower, fixed interest rates and can give borrowers more repayment options than private companies.

Depending on your need, you may qualify for additional grants or subsidized loans.

If you max out your federal student loans and still need assistance, you may want to think about getting a private student loan as well.

In some cases, if your credit history is weak, you may need one to be eligible. The primary one is that you may be able to get a lower rate on your loan. Once the borrower is no longer enrolled in school and has made a certain number of on-time payments, ranging from one year to four, they can apply to release the cosigner.

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